Pay with Cherry
[ Payment Plans ]

The Cherry Payment Plan

Cherry is a point-of-sale financing company that offers our clients the ability to get our products and services now and pay over time through equal monthly payments. Clients can get approved with Cherry in under 30 seconds and complete a purchase in a fast and painless way. [You can learn more by visiting Cherry’s website.]

Buy Now. Pay Later.

  • Pre-qualify for up to $10,000
  • Instant Approval | No paperwork
  • No hard credit checks
  • Only seconds to apply

THE 411

3 Reasons Why You’ll Love Cherry!

  1. Cherry can qualify you for up to $10,000
  2. There is no hard credit check
  3. Cherry offers zero percent financing options*

*0% promo APR is subject to approval.

Regular APR 9.99% – 35.99%.

Down payment may be required.

How does Cherry work?

Cherry performs a soft credit check, that does not hurt your credit score, to determine approval amounts and contract type, as well as to verify applicant identity. Cherry may ask for additional information from some borrowers in order to determine approval amounts.

Choose from 3, 6, 12, 18, or 24 month payment plans with some qualifying for 0% APR options. Thanks to Cherry’s fast approval process, you’ll be enjoying your purchase in no time – all you need is your state ID and mobile phone number to get started. After approval, manage payment options and stay in control with 24/7 access to Cherry’s self-serve client portal.

THE 411

What are the client requirements?

  1. Client must be at least 18 years of age
  2. Client must have a valid U.S. state drivers license
  3. Client must have a valid bank-issued debit card

Flexible Payments for Any Budget:

$200 to $10,000

Select Purchase Amount

Get a preview of your monthly payments*

Monthly Payment APR Total Interest Final Cost
3 Mo
0% $0.00 $1,000
6 Mo
0% $0.00 $1,000
12 Mo
18.99% $96.64 $1,107.64
18 Mo
18.99% $147.60 $1,147.60
24 Mo
18.99% $199.75 $1,199.75
*These are examples only. If you pre-qualify, your terms will likely differ. Not every merchant that uses Cherry will offer the payment plan terms listed above.

Frequently-Asked Questions

How long is my approval valid for?

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

Once you’re approved, you’re approved for the maximum amount based on your financial background. Therefore, the amount cannot be increased.

Can I pay this off early?

Yes. Cherry does not have any prepayment penalties. If you have interest and payoff early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No. If you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0%, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the merchant confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit card when you are ready for checkout.

How are refunds handled?

To request a refund, please contact A New You Spa & Boutique directly.

We defer to the refund policies put in place by A New You Spa & Boutique and cannot initiate a refund without their approval.

Once A New You Spa & Boutique authorizes a refund, we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes. Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Once you take out a loan with Cherry, we may report repayment information about your account to the consumer reporting agencies. Loans that are marked as delinquent may have a negative impact on your credit score.

Manage My Plan


Manage your payment plans inside the Cherry Client Portal.

More Questions?

Contact the Cherry Support Team.

Support Hours

  • Monday-Friday: 9a-9p (EST)
  • Saturday: 9a-7p (EST)
  • Sunday: 10a-3p (EST)

Payment options through Cherry Technologies Inc. are issued by Cross River Bank, member FDIC. Copyright © 2020-2022 Cherry Technologies Inc. NMLS #2061234, 2 Embarcadero Center, 8th Floor, San Francisco, CA 94111.